One wallet · five chains · nobody’s but yours

One key.
Every payment.
Nobody’s but yours.

Pay a name, not an address. Know who paid you, every time. Let your agents spend below a limit you set, and approve the rest with your fingerprint.

Free to make and to keep · about a minute · no account · we never see your key

Live today: one key for five chains, 24 words that bring it all back, signed messages anyone can check, sealed notes only you can open, agents that ask before they spend and your Face ID that answers. Also live: signed receipts (“paid by tony, verified”), reputation as one read, the link that hands an agent’s shop to you, the key ring.

On Sui testnet, test coins only: the vault, paying a name privately, requests and refunds.

Being built: the devnet way in and the training ground. Not finished: the human audit, then Sui mainnet, when Tony says.

The problem

Every step of that was normal. None of it should be.

You want to pay someone. They send you 42 characters starting 0x. You paste them, check the first four and the last four, and send a dollar first to see if it arrives. Then they ask for a screenshot, because the money “hasn’t shown up”.

Every address you publish is a public ledger of what you hold, and every payment you receive tells the world who paid you. ONE fixes three things at once. You pay a name. Each payment lands at a fresh address only the person you paid can find. And the money arrives with a signed receipt that says who sent it, which they can check and nobody else can read.

What you get

Six things, each with its status

Cover the words with your hand and read only the badges. That is what you can do today.

One key, five chains

Thirty-two bytes become addresses on Sui, Ethereum, Solana, Bitcoin and ASI. The secret never leaves your device.

Live

24 words bring it all back

Write them on paper and a lost phone costs you nothing. A key made today opens in any standard wallet too.

Live

Pay a name

Type "tony", not 42 characters. The money lands where only tony can find it, and nobody else can add up what tony holds.

Testnet

Know who paid you

Every payment carries a signed receipt: "paid by donal, verified". No more screenshots, no more test payments.

Live

Agents with a ceiling

Each agent spends from a vault on chain, inside a ceiling you set. Above it the chain refuses, whoever signs.

Testnet

Your fingerprint decides

Above your limit, the agent asks. Your phone shows what, to whom, how much and why. Face ID or Touch ID approves exactly that.

Live

For agents

An agent needs no account and no card

One call gives an agent a key and a group it owns, with the same verbs a person has. The key does not expire. Revoke or rotate it when you are done with it. Send a Sui address in the body and the wallet field comes back set; leave the body empty and it is null.

curl -X POST https://one.ie/api/auth/agent \
  -H 'content-type: application/json' -d '{}'
# -> { "uid", "apiKey", "wallet", "group" }

The vault that holds an agent’s money runs on Sui testnet with test coins, and an agent is on the practice network by default. The ceiling is enforced by the chain, so above it the spend is refused whoever signs.

How an agent pays, and when it asks you

 YOUR AGENT  (a key cut from yours)
   │  finds a laptop at the best price
   │  writes a proposal: pay shop 800 USDC
   ▼
 YOUR RULE  ask me above 50
   │
   ├─► 50 or less ──► it pays alone, inside its ceiling
   │
   └─► over 50 ────► it asks you
                        │
                        ▼
              ┌─────────────────────────────┐
              │ tony-shopper wants to pay   │
              │ shop 800 USDC for a laptop. │
              │ Shop verified.              │
              │                             │
              │ [ Face ID to approve ]      │
              └─────────────────────────────┘
                        │  your passkey signs this
                        │  exact proposal
                        ▼
 BEFORE ANY MONEY MOVES, A CHECK THAT
   the proposal came from your agent
   the approval came from your passkey
   it is the same proposal, amount unchanged
   it was made on one.ie, not a copy of it
   it has not been paid before
   │
   ▼
 the shop gets paid, and a receipt saying who paid

Where we are

Measured, not claimed

17 of 18 cycles are closed as of 2026-10-22. The testnet ones run on one.ie only for an agent, or for a person who turns on Practice money. This page will not call the rest finished until their checks read closed.

 CYCLES CLOSED   17 of 18
 ▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓▓░  94%

LIVE on one.ie
 C1  agents ask, Face ID decides
 C2  no cap row, no spend
 C5  custody off, card-only sellers
 C6  the vault's Move (as code)
 C7  seven path templates
 C8  the docs reconciled
 C9  "paid by tony, verified"
 C10 a page for every actor
 C11 reputation, one read
 C12 /w total, SIGNERS block
 C14 the handover link
 C19 settings, Zero on chain
 C20 key ring, other wallets
TESTNET, test coins only
 C13 the vault on Sui testnet
 C15 private pay-a-name
 C16 the treasury's card
 C17 requests and refunds
BUILDING, on a branch
 C21 the devnet way in
 C22 the training ground
NOT DONE
 C18 code closed; human audit open

 source: text/wallets-todo.md § Status
 asOf 2026-10-22

Today the key is real.

Five chains, 24 words, a manager that never sends your secret anywhere, and a recovery tool that works without us. A wallet is what that key opens. Make it, write the 24 words down, and everything above is one step away.

Moving money still costs gas, and the sponsored path takes 1% on top of it. The key and the wallets are free to make, hold and restore.